limited-time refinance special

3/1 adjustable rate mortgage

refinance as low as 5.490% interest rate1 and 5.581% APR1

Refinance your current home with our 3/1 adjustable rate mortgage

Love your home, but not your interest rate? Refinancing with our 3/1 adjustable rate mortgage (ARM) could help you lower your interest rate and your monthly payment.

For a limited time, we’re offering a special rate when you refinance to a 3/1 adjustable rate mortgage starting as low as 5.490% interest rate1 and 5.581% APR1.

Buy a home with our 3/1 adjustable rate mortgage

Found the perfect home, but not the perfect rate? Let’s help you with that. For a limited time only, our 3/1 adjustable rate mortgage (ARM) starts as low as 5.99% interest rate2 and 6.03% APR2.

A preapproval helps you:

  • Set a budget before you start shopping
  • Act fast and make a competitive offer
  • Stand out above the crowd

Already applied? Log in to:

  • Check your loan status
  • Complete the next steps on your loan
  • Questions? Reach out to your Mortgage Advisor


What is an adjustable rate mortgage?

An ARM has an initial interest rate that’s fixed for a specific period of time, followed by an adjustable interest rate that increases or decreases over the remaining life of the loan, based on certain market conditions.

A 3/1 ARM has a fixed interest rate for the first 3 years of the loan. Afterwards, the rate is adjusted every year.

Benefits of a 3/1 ARM

  • You could have an initial lower monthly payment than a fixed-rate mortgage usually offers.
  • It’s a good choice if you plan to refinance or move before the end of the introductory fixed-rate period.
  • Ideal if you think interest rates may go down in the future.

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